Public Policy

Letters to Congress & Regulators

ETA uses multiple avenues to reach lawmakers and make the industry’s voice heard. Writing letters to Congress and regulators is an influential way ETA promotes its message throughout DC.

ETA’s Response to Treasury’s RFI on AI  (8.12.24)

ETA Joint Trade Letter - House Committee on Energy and Commerce – Opposition to HR 7116, the “Do Not Disturb Act” (3.18.24)

ETA Joint Trade Letter –  WTO Data Financial Services Letter (2.2.24)

ETA Statement for the Record – Senate Banking Committee – Payments Industry Protecting Consumers from Scams and Fraud (2.1.24)

ETA Joint Trade Letter – Way and Means Committee – Support for Tax Package (1.19.24)

ETA Statement for the Record – House Ways & Means Committee – January 19 Markup (1.19.24)

ETA Comment Letter – CFPB – Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications (1.8.24)

ETA Comment Letter – CFPB – Section 1033 of the Dodd-Frank Act Proposed Rule (12.29.23)

ETA Letter – Senate Sponsors – Concerns with Close the Shadow Banking Loophole Act (12.22.23)

ETA Joint Trade Extension Request for Open Banking Comment Period (12.19.2023)

ETA Joint Trade Letter – CFPB - Comment Deadline Extension Request for the Larger Participants of a Market for General-Use Digital Consumer Payment Applications Proposal (12.14.23)

ETA Joint Trade Letter – CFPB – Arbitration Rules Petition (11.14.23)

ETA Comment Letter - Internal Revenue Service - Regulations on Gross Proceeds and Basis Reporting by Brokers (11.13.23)

ETA Comment Letter – CFPB – FCRA SBREFA (10.30.23)

ETA Statement for the Record – House Energy and Commerce Subcommittee – AI in Financial Services (10.18.23)

ETA Joint Trade Letter – CFPB –Request for a Comment Extension on the Small Business Advisory Review Panel for Consumer Reporting Rulemaking Outline of Proposals and Alternatives Under
Consideration  (10.9.23)

ETA Statement for the Record – Senate Banking Committee – SAFER Banking Act Markup (9.27.23)

ETA Joint Trade Letter – House Small Business Committee – SBA 7(a) Program (9.25.23)

ETA Statement for the Record – Senate Banking Committee – AI and Financial Services (9.20.23)

ETA Letter – Senate Sponsors – SAFE Banking Act (9.19.23)

ETA Statement for the Record – House Financial Services Subcommittee – CBDC Principles (9.14.23)

ETA Statement for the Record – House Financial Services Committee – ETA’s Guiding Principles for Stablecoins (7.26.23)

ETA Comment Letter – CFPB – RFI on Data Brokers and Others Involving the Collection and Sale of Consumer Information (7.15.23)

ETA Comment Letter – OSTP – RFI on National AI Strategy (7.7.23)

ETA Comment Letter – FTC – Negative Options Proposed Rule (6.23.23)

ETA Joint Trade Letter – US Patent and Trademark Office - ANPR on Discretionary Institution Practices, Petition Word-Count Limits, and Settlement Practices for America Invents Act Trial Proceedings before the Patent Trial and Appeal Board (6.20.23)

ETA Joint Trade Letter – House Ways & Means Committee – June 13 Markup (6.13.23)

ETA Statement for the Record – House Ways & Means Committee – June 13 Markup (6.13.23)

ETA Joint Trade Letter – Office of the National Cyber Director - National Cybersecurity Strategy (6.12.23)

ETA Statement for the Record – Senate Banking Committee – Support for SAFE Banking Act (5.11.23)

ETA Letter – House and Senate Sponsors – SAFE Banking Act (5.1.23)

ETA Joint Trade Letter – US Patent and Trademark Office - Patent Reform ANPRM (4.27.23)

ETA Statement for the Record – House Financial Services Subcommittee on Digital Assets – Guiding Principles for Digital Assets (4.19.23)

ETA Joint Trade Letter – CFPB – Nonbank Registry of Agency and Court Orders (4.3.23)

ETA Comment Letter – CFPB – Nonbank Registry of Agency and Court Orders (4.3.23)

ETA Comment Letter – CFPB – Nonbank Registration and Collection of Contract Information (3.31.23)

ETA Joint Trade Letter – CFPB - Nonbank Registration and Collection of Contract Information (3.31.23)

ETA Comment Letter – White House Office of Science and Technology Policy – Digital Assets Research and Development RFI (3.3.23)

ETA Statement for the Record – House Energy & Commerce Subcommittee – Privacy Principles (3.1.23)

ETA Statement for the Record – House Financial Services Committee – GLBA Modernization (2.28.23)

ETA Letter – FinCEN – Harmonizing CIP Data Collection Rules (2.16.23)

ETA Statement for the Record – Senate Banking Committee- Guiding Principles for  Digital Assets  (2.14.23)  

ETA Statement for the Record – House Financial Subcommittee on Capital Markets- Access to Capital for Small Business  (2.8.23)  

ETA Joint Trade Letter – FTC – Extension Request Non-Compete Clause  (1.31.23)  

ETA Comment Letter – CFPB – Section 1033 SBREFA Proposals  (1.25.23)  

ETA Comment Letter – Small Business Administration – Lifting 7(a) SBLC Moratorium  (1.6.23)  

ETA Joint Trade Letter – Department of the Treasury – Delaying Form 1099-K Reporting Threshold  (12.22.22)  

ETA Letter – Various Senators – Concerns with Close the Shadow Banking Loophole  (12.16.22)  

ETA Letter – NTIA – WHOIS Domain Name (12.9.22)  

ETA Joint Trade Letter - House and Senate Leadership - Improving Digital Identities Act (11.18.22)  

ETA Joint Trade Letter - Senate Judiciary Subcommittee on Intellectual Property - Patent Eligibility Restoration Act (10.19.22)  

ETA Statement for the Record - Senate Banking Committee - Financial Products and Impacts to Workers (9.13.22)

ETA Comment Letter - Department of Treasury - RFC on Ensuring Responsible Development of Digital Assets (8.8.22)

ETA Comment Letter - FinCEN - No-Action Letter Process (8.5.22)

ETA Statement for the Record - House Energy and Commerce Committee - July 20 Markup (7.20.22)

ETA Statement for the Record - House Small Business Subcommittee - Online Lending and Transparency (7.13.22)

ETA Comment Letter - Department of Commerce - RFC on Digital Asset Framework (7.5.22)

ETA Joint Trade Letter - House and Senate Judiciary Committees - Patent Reform Legislation (6.27.22)

ETA Statement for the Record - House Energy and Commerce Subcommittee - June 23 Markup (6.23.22)

ETA Statement for the Record - House Financial Services Committee - June 22 Markup (6.22.22)

ETA Comment Letter - SEC - Standardization of Climate Related Disclosures for Investors (6.17.22)

ETA Statement for the Record - House Energy and Commerce Committee - Data Privacy Principles (6.14.22)

ETA Statement for the Record - House Financial Services Committee - Framework for CBDCs (5.26.22)

ETA Comment Letter - OECD's Centre for Tax Policy and Administration - Pillar One: Regulated Financial Services Exclusion (5.20.22)

ETA Comment Letter - Federal Reserve - Comments on CBDC Report (5.20.22)

ETA Letter - House Financial Services Committee - May 17 Markup Legislation (5.16.22)

ETA Congressional Testimony - HFSC Fintech Task Force - What's in Your Digital Wallet Hearing (4.28.22)

ETA Comment Letter - Federal Reserve - Guidelines for Evaluating Account Access (4.22.22)

ETA Letter - Congressional Leadership - Concerns with INFORM Consumers Act in China Competition Package (4.21.22)

ETA Joint Trade Letter - Various White House Offices - Biden EO on ID Theft (4.13.22)

ETA Letter - Congressional Leadership - Specific Provisions in America COMPETES/USICA Conference Package (4.8.22) 

ETA Joint Trade Letter - Congressional Leadership - Opposition to Import Security and Fairness Act (3.30.22)

ETA Comment Letter - CFPB - Inquiry into BNPL Products (3.25.22)

ETA Joint Trade Letter - Congressional Leadership - Concerns with SHOP SAFE Act (3.8.22)

ETA Joint Trade Letter - Senate Banking Committee - Arbitration in Financial Services (3.7.22) 

ETA Statement for the Record - Senate Banking Committee - Cryptoasset Principles (2.15.22)

ETA Statement for the Record - Senate Agriculture, Nutrition, and Forestry Committee - Cryptoasset Principles (2.9.22)

ETA Statement for the Record - House Financial Services Committee - Cryptoasset Principles (2.8.22)

ETA Comment Letter - FTC - Standards for Safeguarding Customer Information (2.7.22)

ETA Letter - House Leadership - Specific Provisions in America COMPETES Act (2.1.22)

ETA Comment Letter - CFPB - Dodd-Frank Section 1071 Proposed Rule (1.6.22)

ETA Comment Letter - CFPB - Big Tech Payment Platform Orders (12.21.21)

ETA Joint Trade Letter - Members of the Senate - Removing FTC 13(b) Fix in Reconciliation Package (12.15.21)

ETA Statement for the Record - Senate Banking Committee - Crypto Principles (12.14.21)

ETA Statement for the Record - Select Committee on Economic Disparity and Fairness - Expanding Financial Service Access to Underserved Consumers (12.9.21)

ETA Statement for the Record - House Financial Services Committee - Principles of Cryptocurrency (12.8.21)

ETA Comment Letter - FTC - Strategic Plan for FY2022-2026 (11.30.21)

ETA Joint Trade Letter - Senate Leadership, Banking, and Armed Services - Support for SAFE Banking Act in NDAA (11.30.21)

ETA Statement for the Record - Joint Economic Committee - Cryptocurrency Principles (11.17.21)

ETA Joint Comment Letter - Department of Commerce - Semiconductor Supply Chain (11.8.21)

ETA Statement for the Record - House Financial Services Subcommittee - Cyber Threats (11.3.21)

ETA Statement for the Record - House Financial Services Fintech Task Force - Buy Now, Pay Later Hearing (11.2.21)

ETA Joint Trade Letter - Sens. Leahy and Cornyn - Support for Restoring the AIA (10.18.21)

ETA Comment Letter - Federal Reserve, OCC, FDIC - Third-Party Guidance (10.18.21)

ETA Joint Trade Letter - Congressional Leadership - Tax Information Reporting Proposal (10.14.21)

ETA Letter - House Financial Services Subcommittee - "Cashed Out" Hearing (10.14.21)

ETA Letter - House Financial Services Committee - Oversight of SEC Commission (10.5.21)

ETA Joint Trade Letter - Senate Commerce Committee - Privacy Hearing (9.29.21)

ETA Letter - House Financial Services Subcommittee - Future of Banking (9.29.21)

ETA Letter - Senate Commerce Committee - Privacy Framework (9.29.21)

ETA Letter - Sen. Toomey - Feedback for Cryptocurrency Legislation (9.27.21)

ETA Statement for the Record - House Financial Services Fintech Task Force - Consumer Access to Financial Data/ Open Banking (9.21.21)

ETA Trade Letter - House Leadership - IRS Reporting Threshold (9.17.21)

ETA Letter - Senate Finance and House Ways and Means Leadership - IRS Reporting Threshold (9.16.21)

ETA Letter - Members of Congress - Cryptocurrency Principles (9.13.21)

ETA Comment Letter - Federal Reserve - Proposed Guidelines for Regulation J (9.9.21)

ETA Joint Trade Letter - Various Congressional Committees - Incident Reporting Regime (8.27.21)

ETA Comment Letter - Federal Reserve, OCC, FDIC - Requesting Extension of Third-Party Guidance Comment Period (8.20.21)

ETA Comment Letter - Federal Reserve - Proposed Rule on Regulation II (8.11.21)

ETA Joint Trade Letter - Senate Leadership - Supporting Wyden-Lummis-Toomey Amendment (8.4.21)

ETA Comment Letter - House Leadership - Opposing Postal Banking Provision in FY22 FSGG Bill (7.29.21)

ETA Statement for the Record - Senate Banking Committee - Fee and Interest Rate Cap Proposal (7.29.21)

ETA Statement for the Record - House Financial Services Subcommittee - Principles for CBDC (7.27.21)

ETA Joint Trade Letter - Congressional Leadership - Digital ID Infrastructure (7.21.21) 

ETA Statement for the Record - House Financial Services Subcommittee - Expanding Access to Underserved (7.21.21)

ETA Comment Letter - Federal Reserve - Proposed Guidelines to Evaluate Account Access and Services (7.12.21)

ETA Comment Letter - Financial Agencies - RFI on Artificial Intelligence and Machine Learning (7.1.21)

ETA Comment Letter - Nacha - Third-Party Sender Roles and Responsibilities (7.1.21)

ETA Statement for the Record - House Financial Services FinTech Task Force - CBDC Guiding Principles (6.15.21)

ETA Comment Letter - Department of Commerce - Supply Chain Competitiveness (6.14.21) 

ETA Statement for the Record - Senate Banking Subcommittee - CBDC Guiding Principles (6.9.21)

ETA Joint Trade Letter - House of Representatives - Opposing House Consideration of SJ Res 15, True Lender CRA (6.8.21)

ETA Letter - Senate Commerce Committee - Concerns with INFORM Consumers Act (5.27.21)

ETA Letter - E&C Subcommittee Markup - FTC 13(b) Legislative Fix, H.R. 2668 (5.26.21)

ETA Joint Trade Letter - Senate - Opposing SJ Res 15, True Lender CRA (5.6.21)

ETA Letter - Members of Congress - Guiding Principles for CBDC (5.5.21)

ETA Comment Letter - FinCEN - Corporate Transparency Act ANPRM (5.5.21)

ETA Joint Trade Letter - Senate Commerce Committee - Endless Frontier Act (4.29.21)

ETA Statement for the Record - Senate Banking Committee - Reemergence of "Rent-a-Bank" Hearing (4.28.21)

ETA Letter of Support - House Financial Services Committee - Reestablishing AI and FinTech Task Forces (4.20.21) 

ETA Letter of Support - House of Representatives - Passage of SAFE Banking Act (4.19.21)

ETA Statement for the Record - House Financial Services Subcommittee - Trends in ILCs (4.15.21)

ETA Comment Letter - FDIC, Fed, OCC - Computer Security Incidents (4.12.21)

ETA Comment Letter - Department of Commerce - Semiconductor Supply Chain for POS Terminals (4.5.21)

ETA Letter of Support - House and Senate Sponsors - SAFE Banking Act (3.24.21)

ETA Joint Trade Letter - IRS - Portal for EIP (3.5.21)

ETA Joint Trade Letter - Senate Leadership and Senate Small Business Leaders - Extending the Paycheck Protection Program (3.3.21)

ETA Joint Trade - Senate Leadership - 1099-K Reporting Threshold (3.3.21)

ETA Letter - Senate Finance Committee - 1099-K Reporting Threshold (3.3.21)

ETA Joint Trade - House and Senate Leadership - Extending the Paycheck Protection Program (3.1.21)

ETA Letter - House Budget Committee - 1099-K Reporting Threshold Amendment (2.25.21) 

ETA Comment Letter - CFPB - Sec. 1033 of Dodd-Frank Act and Consumer Access to Financial Records (2.4.21)

ETA Comment Letter - OCC - Proposed Rule on Fair Access to Financial Services (1.4.21)

ETA Comment Letter - FinCEN - Reporting Requirements for Transactions Involving CVC or Digital Assets (1.4.21)

ETA Trade Letter - U.S. Patent and Trademark Office - Post Grant Proceedings (12.2.20)

ETA Trade Letter - Congressional Leadership - Business Liability Reform (12.1.20)

ETA Comment Letter - Federal Reserve and FinCEN - Lowering the Reporting Threshold (11.17.20)

ETA Comment Letter - CFPB - CARD Act RFI (10.27.20)

ETA Trade Letter - Senate Judiciary Committee Members - Expressing Concern with PTAB (10.8.20)

ETA Trade Letter - House Judiciary Committee Members - Expressing Concern with PTAB (10.8.20)

ETA Trade Letter - Administration - Cross Data Flow and Standard Contractual Clauses (9.29.20)

ETA Statement for the Record - HFSC FinTech Task Force - License to Bank Hearing (9.29.20)

ETA Statement for the Record - Senate Commerce Committee - Framework for Federal Privacy Legislation (9.23.20)

ETA Comment Letter - FDIC - Third Party Standards RFI (9.22.20)

ETA Letter of Support - Reps. Foster, Katko, Langevin, & Loudermilk - H.R. 8215, Improving Digital Identity Act of 2020 (9.18.20)

ETA Trade Letter - Congressional Leadership - Support for S. 4117 and H.R. 7777, Streamline PPP Loan Forgiveness (9.17.20)

ETA Trade Letter - Senate Leadership - Support for Extending CBM Patent Review Program (9.11.20)

ETA Comment Letter - OCC - True Lender (9.2.20)

ETA Comment Letter - FCC - Fourth FNPR on Illegal Robocalls (8.24.20)

ETA Comment Letter - OCC - National Bank and Federal Savings Association Digital Activities (8.3.20)

ETA Trade Letter - House and Small Business Committee Leadership - H.R. 7777, The Paycheck Protection Program Small Business Forgiveness Act (7.31.20)

ETA Letter - Senate Small Business Committee - Support for 501(c)(6) Organizations in Next COVID-19 Relief Bill (7.24.20)

ETA Trade Letter - Senate and Commerce Committee Leadership - S. 4159, E-SIGN Modernization (7.23.20)

ETA Statement for the Record- Sen Commerce Subcommittee Hearing - Protecting Americans from COVID-19 Scams (7.21.20)

ETA Trade Letter - Congressmen Graves and Cuellar - H.R. 7528, Business Liability (7.20.20)

ETA Letter of Support - Senate Banking Committee - Anti Money Laundering Act (7.15.20)

ETA Trade Letter - Senate and House Small Business Committee's Leadership - PPP Loan Forgiveness (7.9.20)

ETA Statement for the Record - Senate Banking, Urban Affairs, & Housing Committee - Hearing on the Digitization of Payments (6.30.20)

ETA State Letter - Governors - Payments Industry and COVID-19 Response (6.19.20)

ETA Trade Letter - Senator Deb Fischer - S. 3990 the Financial Product Safety Commission Act (6.18.20)

ETA Written Testimony - HFSC FinTech Task Force - Inclusive Banking During a Pandemic and Use of Digital Tools to Improve Delivery of Stimulus Payments (6.11.20)

ETA Trade Letter - Senate Judiciary Committee - Liability Protection for Businesses Deemed Essential (5.12.20)

ETA Letter - Congressional Leadership - Priorities for Future COVID-19 Relief Package (5.6.20)

ETA Comment Letter - FCC - Joint Trade Petition on TCPA and COVID-19 (4.24.20)

ETA Letter - IRS - Digital Payments for Stimulus Disbursement (4.22.20)

ETA Letter - Congressional Leadership - Increase in PPP and EIDL Funding (4.21.20)

ETA Letter - CFPB and IRS - Regulation E and Prepaid Cards (4.17.20)

ETA Letter - Congressional Leadership - Additional Funding for the EIDL Progam and PPP (4.8.20)

ETA Letter - House Ways and Means Leadership - COVID-19 Phase 4 Priorities (4.3.20)

ETA Letter - The Speaker - Use of Electronic Payments to Disburse Stimulus (3.24.20)

ETA Letter of Support - Senate Leadership - Coronavirus Aid Relief and Economic Security Act (3.21.20)

ETA Letter - CFPB - The Payments Industry and COVID-19 (3.19.20)

ETA Letter - Dept of Treasury and White House - Delivery of Stimulus Funds (3.19.20)

ETA Letter – Trade Letter in Support of CFPB Commission Bill (3.13.20)

ETA Letter – House Financial Services Committee and Senate Banking Committee – Payments Industry and COVID-19 (3.11.20)

ETA Response to Chairman Crapo on SAFE Banking Act Concerns (1.30.20)

ETA Statement for the Record – HFSC FinTech Task Force – Mobile Payments (1.30.20)

ETA Comment Letter – FDIC – Madden Fix (1.21.20)

ETA Comment Letter – OCC – Madden Fix (1.21.20)

ETA Letter of Support – Senate Finance Committee – USMCA (1.7.20)

ETA Letter of Support – House of Representatives – USMCA (12.18.19)

ETA Letter of Support – House Financial Services – Reauthorizing AI and FinTech Task Force (12.10.19)

ETA Statement for the Record – Senate Commerce Committee – Privacy Hearing (12.04.19)

ETA Statement for the Record – HFSC FinTech Task Force – Data in Financial Services (11.21.19)

ETA Comment Letter – Federal Reserve – FedNow Service (11.7.19)

ETA Comment Letter – USTR – Sect. 301 Tariffs (9.20.19)

ETA Letter of Support – House Leadership – SAFE Banking Act (9.20.19)

ETA Coalition Letter – Congress – Opposing FAIR Act (9.9.19)

ETA Comment Letter – FTC – Safeguards Rule (7.31.19)

ETA Letter of Support – Senate Finance Committee – USMCA (7.30.19)

ETA Comment Letter – FCC – Proposed Robocall Rulemaking (7.24.19)

ETA Comment Letter – OFAC – Interim Final Reporting, Procedures, and Penalties Regulations (7.21.19)

ETA Comment Letter – House Energy & Commerce Committee – Stopping Bad Robocalls Act (7.17.19)

ETA Comment Letter – Senate Special Aging Committee – TCPA (7.17.19)

ETA Written Testimony – USTR - Sec. 301 Tariffs on Chinese Imports (6.17.19)

ETA Letter of Support – Senate Finance Committee – USMCA (6.17.19)

ETA Comment Letter – FCC – STIR/SHAKEN Robocall Summit (6.11.19)

ETA Letter of Support – Comprehensive Regulatory Review Act (6.10.19)

ETA Letter of Support – House Ways & Means – USMCA (5.22.19)

ETA Comment Letter – CFPB – Payment Provisions of Payday Rule (5.13.19)

ETA Comment Letter – CSBS – Vision 2020 (Money Transmission) (4.18.19)

ETA Comment Letter – Senate Commerce Hearing on Illegal Robocalls (4.11.18)

ETA Comment Letter – FDA – WHO Controlled Substances Classifications (4.5.19)

ETA Letter of Support – STATES Act (4.4.19)

ETA Letter of Support – TRACED Act (4.1.19)

ETA Letter of Support – HFSC Markup – SAFE Banking Act (3.26.19)

ETA Response to Senate Banking's Request for Feedback on Data Privacy (3.15.19)

ETA Statement for the Record – Senate Commerce Privacy Hearing (2.27.19)

ETA Statement for the Record – House Energy & Commerce Privacy Hearing (2.26.19)

ETA Letter of Support – SAFE Banking Act of 2019 (2.13.19)

ETA Comment Letter – CFPB – Regulatory Sandbox (2.11.19)

ETA Comment Letter – FDIC – Small Dollar Loans (1.22.2019)

ETA Comment Letter – Federal Reserve's Faster Payments Initiative (12.13.18)

ETA Comment Letter – OCC – Community Reinvestment Act (11.19.18)

ETA Comment Letter – Sec. 301 China Tariffs (9.4.18)

ETA Comment Letter – CFPB’s Prepaid Rule (6.19.18)

ETA Comment Letter – TCPA (6.13.18)

ETA Comment Letter – CFPB’s Consumer Complaint Reporting Practices (6.4.18)

ETA Comment Letter – Sec. 301 China Tariffs (5.9.18)

ETA Comment Letter – CFPB’s Adjudication Proceedings (5.7.18)

ETA Comment Letter – CFPB’s CDI Process (3.27.18)

ETA Comment Letter – Alternative Data (3.26.18)

ETA Comment Letter – Robocalls (1.23.18)

ETA OFFICE OF GOVERNMENT AFFAIRS

Scott Talbott
EVP, ETA CPP
202.677.7403
email

Brian Yates
Senior Director
State Government Affairs
202.677.7417
email