The Inside Scoop on Holiday Gift Cards

Did Santa leave you a crisp new gift card under the tree? If what you have in your hands is a network-branded (think Visa, MasterCard, American Express) prepaid card, get ready for a shopping spree. . . .

Fintech Lending and Financing Revenue To Double by 2020

Global revenue from fintech platforms for lending and financing should double in the next four years to reach $10.5 billion by 2020, according to Juniper Research. Several factors—including growth in peer-to-peer (P2P) lending; crowdfunding viability; . . .

Comments: Glimmers of Hope?

The Eleventh Circuit nudges Operation Choke Point toward a more proportional remedy By Edward A. Marshall For the past several years, payment processors and ISOs have seldom received good news about Operation Choke Point—the moniker . . .

Consumers Willing To Do More To Prevent Online Fraud

As e-commerce continues to grow, survey results reported by American Express explain how U.S. consumers will take extra steps to protect their personal and payment information. The “2016 American Express Digital Payments Security Survey” interviewed . . .

Payments Moves & Mergers

ACI Worldwide recently appointed Eve Aretakis to executive vice president of application development and Ravi Pochiraju to senior vice president for growth markets. With more than 20 years of senior leadership experience, Aretakis has held . . .

Cyber Security in a Dangerous Time

Gen. Michael Hayden explains why protecting 
the domain is still so hard One of the foremost experts in the United States on cyber security, Gen. Michael Hayden has more than 40 years of experience as . . .

Blurred Lines

How payments facilitators are adding another method of merchant acquiring to the payments landscape Once again, the payments industry finds itself gripped in the throes of change. It’s happening as independent software vendors (ISVs) add . . .

Facebook Secures EU Path to Payments in Messenger

Facebook has recently secured an e-money license from the Central Bank of Ireland, clearing the company to launch Messenger-based payments in Europe. The filing, originally reported by TechCrunch, will allow Facebook to expand payments in . . .