TRANSACTION TRENDS Written by industry experts, bringing insights on payments like nowhere else. Contribute Advertise Subscribe ETA In the News Expert Insights Podcasts Press Releases Transaction Trends Weekly TRANSACTION TRENDS Spotlight 2025 Holiday Consumer Spending Study — Revealing Holiday Payment Trends 11/17/2025 From Mega Deals to Niche Plays: Inside the New Era of Payments M&A 10/8/2025 ETA White Paper How Electronic Payments Drive Small Business Success 2025 7/11/2025 ETA Welcomes Illinois Legislature’s Decision to Delay Discriminatory Credit Card Law 5/31/2025 All Publications Categories ETA In the News Expert Insights Podcasts Press Releases Transaction Trends Weekly Tags 1099 2022 2023 2024 ACH acquirer advocacy AI AML Apple award awards B2B biometrics blockchain BNPL board budget Buy Now/Pay Later Canada capital one cash cash card cbdc CFPB committee compliance composable commerce consumer consumer spending contactless council covid-19 crypto crypto top 10 trends cybersecurity data data-security digital assets digital id digital payments digital wallets digital-currency discover disruptors diversity e-commerce education electronic-payments embedded embedded payments emv ETA ETA CPP ETA Education ETA YPP etaslf events fednow fido Financial Inclusion financial institution fintech forty under 40 fortyunder40 fraud gift-cards government-relations h.r.7116 hall-of-fame healthcare high risk merchants innovation international irs iso iso award isv isv award isv awards latam late fees leadership legal legislation Massachusetts merchant-guidelines merger mergers mobile mobile tech mobile wallet mobile-payments money laundering Money Transmission mortgage msb networking nfc occ online open banking operation-choke-point opinions p2p payfac payment apps payment-facilitator payment-facilitators payments payments act payments apps photos podcast policy pos prepaid processors qr-code regulation reporting retail risk robo calls sales scott talbott security slf smb stablecoins star award STAR AWARDS startups study surcharge tax technology texas transact transaction monitoring trends uk var webinar Filtersapplyreset The Future of Canadian Payments: A 2025 Compliance Perspective 2/12/2025 learn more What business wants from the 2024 federal budget 6/21/2024 learn more Canadians Need More Assurance and Enablement in Financial Services 5/1/2024 learn more Budget 2024: Canada’s Consumer-Driven Banking Framework 4/17/2024 learn more Coalition of Leading Industry Stakeholders Voice Continued Support for Vital Canadian Payments Act Amendments 10/3/2023 learn more Unlocking innovation and growth: Why ETA supports broader access to Canada’s payment infrastructure 9/14/2023 learn more