Industry Affairs

Payment facilitators — also known as aggregators, payment service providers, or sometimes the merchants of record — combine payment acceptance with software or other technologies.

Are you a payment facilitator? Or thinking of becoming one? Join the industry’s most dynamic and diverse community for payment facilitators today. Through ETA, you have a seat at the table for industry-defining discussions, not to mention invaluable networking opportunities.

ETA Payment Facilitator Committee

ETA’s Payment Facilitator Committee allows ETA members to engage in critical dialogue among all key segments of the payment facilitator ecosystem, from processors and card brands to security and software providers. Participation on the committee ensures that you have the best opportunity to drive proactive and positive change in this new and evolving market. View the committee members.

The committee holds monthly opportunities to participate and create resources for the industry including the following:

2023 Payment Facilitators Common Usage Terms Guide
ETA's Payment Facilitator Committee's third set of definitions includes "common usage" terms. Creating a common language is essential to the industry, especially one that is evolving as quickly as the payments facilitator ecosystem comprising marketplaces, sponsor banks, card brands, service providers, and risk & compliance experts. This guide is free for members and non-members. Download now.

ETA Payment Facilitator Guidelines, updated in March 2021, set forth best practices to provide guidance with respect to underwriting, settlement, funding delays, fraud, and security, including guidance for underwriting submerchant accounts.