Advocacy That Fuels Progress
ETA represents the payments and fintech industries in front of federal, state, and Canadian policymakers. As the leading trade association in the industry, not only do we represent the industry, but we also shape the future by shaping public policy today.
The Industry Voice
As the most influential organization in payments, regulators and lawmakers seek out our views and engage with us because we have long been their source for accurate, timely, and relevant information about the entire payments ecosystem.
ETA promotes a policy environment that allows innovation and competition to thrive, protecting and benefitting consumers, driving the economy forward.
Key Policy Positions
Promoting laws that encourage competition, drive innovation, and foster financial inclusion.
Artificial Intelligence
Technology-agnostic, principles-based, and industry-led standards strike a balance in promoting innovation, protecting consumers, advancing U.S. economic and national security interests, and ensuring the continued development of secure and inclusive financial services.
Digital Assets
Defining digital assets, tailoring regulations based on risk, ensuring consumer protections, harmonizing with existing framework, and promoting responsible innovation are all key objectives.
Open Banking
Comprehensive, principles-based policies that utilize private sector innovation and put consumers in control of how their data is shared or utilized.
Privacy
Principles-based, harmonized laws that ensure predictability and consistency for consumers while allowing the industry to use data to fight fraud and protect consumers. This includes provisions for permissible data use, reasonable rights to access, correct, or delete personally identifiable data, and a uniform national standard.
Money Transmission Laws
Creating a common regulatory baseline across the country and harmonizing the licensing, regulation, and supervision of money transmitters operating across state lines.
Financial Inclusion
Foster innovation and solutions that are highly safe and secure, benefitting consumers, businesses, and the American economy — including low- and moderate-income consumers who have historically not had full access to the financial system — to conduct everyday financial transactions.
Your Voice Heard and Your Interests Represented
ETA’s efforts create a favorable policy and business environment for members to lead in the innovation of seamless, efficient, reliable, and secure digital payment transactions that benefit individuals, businesses, and the economy in every digital transaction.