TRANSACT 16 KEYNOTES

Jacqueline Reses, Capital Lead & People Lead, Square

WEDNESDAY, APRIL 20 | 8:15am – 10:00am

Jackie leads Square’s business financing product, Square Capital, as well as human resources and recruiting.

She previously served as Yahoo’s Chief Development Officer and was on the Board of Directors at Alibaba Group. She also serves on the Federal Reserve Bank of San Francisco’s Economic Advisory Council.

Guy Chiarello, President, First Data

WEDNESDAY, APRIL 20 | 8:15am – 10:00am

A renowned global leader in finance and commerce, Guy Chiarello has been at the forefront of technology innovation in the financial services industry for more than 20 years. Guy has led product development and technology for three Fortune 500 companies, advised some of the biggest names in Silicon Valley and Wall Street, and been recognized around the world as one of the most prominent technologists in the industry.

Today, Guy is the President of First Data Corporation, the global leader in commerce-enabling technology and solutions. Among his responsibilities, Guy leads innovation and technology development with an 8,000+ person team that creates solutions for six million businesses and 4,000 financial institutions around the world. First Data’s proprietary technology and integrated solutions are at the epicenter of the payments ecosystem, driving commerce every day by powering more than 2,500 transactions per second and $1.9 trillion in annual transactions.

When Guy arrived at First Data in 2013, the company was ineffective at commercializing new products. In his first two years, Guy’s leadership drove a transformation in First Data product development, bringing numerous solutions to market and acquiring commerce-focused technology startups.

Prior to First Data, Guy was the Chief Information Officer (CIO) at JPMorgan Chase (JPM) from 2007-2013, where he led global technology across all lines of business in more than 60 countries. With an annual budget of more than $8 billion, Guy led 35,000 professionals and built a leading technology team in the banking sector. His tenure at JPM included the successful integration of Bear Stearns and Washington Mutual Bank, as well as groundbreaking developments in ATM, web and mobile banking that have since been widely adopted in the industry and by consumers.

Guy also served as the CIO of Morgan Stanley (MS), where he began his career in financial services. He joined MS in 1987 as a technology associate and quickly rose through the ranks, becoming a Managing Director in 1997. In 2003, Guy was named CIO, marking the first time MS named a CIO from within its internal team. Guy was instrumental in delivering numerous technology achievements at MS, including partnering with Investment Banking to launch numerous IPOs including building the unique technology platform for the unprecedented Google IPO.Guy was also instrumental in the trailblazing of London’s Canary Wharf, enabling one of the first large scale trading floors in 1991 for MS.

Guy is a trusted confidant to CEOs on Wall Street and in Silicon Valley. A trailblazer in both business and technology, Guy has been recognized for his accomplishments by numerous entities, including being selected by Institutional Investor magazine among its Tech 50, Information Week as a Global CIO Top 50, Computer World Premiere 100, Wall St and Technology Top 40 and NASSCOM as CIO of the Year. He has served on the executive advisory boards for several leading technology companies is currently a board member of CafeX, an exciting new startup.

Guy is a visible leader to a number of nonprofits and philanthropies focused on education including NPower, Per Scholas and, most recently, the Columbus Citizens Foundation. Guy was named Man of the Year at the annual NPower Gala in 2013. Guy is also keenly focused on the fight against cancer, raising millions of dollars for the Leukemia and Lymphoma Society, the Rutgers Cancer Institute of NJ, and the Kelly Cares Foundation, among numerous others.Additionally, Guy was honored with the Annual Founder’s Award by the Only Make Believe Foundation, where Broadway cast members work with severely ill children to create hope and bring smiles.

He is a graduate of The College of New Jersey (TCNJ), where he has received distinction for both athletic and professional achievements. Guy was awarded the 2004 TCNJ Alumni Citation, the college’s highest honor, recognizing outstanding community and professional service.

Dan Charron, Executive Vice President, Global Business Solutions, First Data

WEDNESDAY, APRIL 20 | 8:15am – 10:00am

Dan Charron serves as Executive Vice President, Global Business Solutions, with operations in North America, EMEA, APAC and LaTam it provides First Data’s 6 million clients across the world with the products, services and solutions they need to grow their business. Charron is responsible for First Data’s client and partner relationships worldwide and will target strategic expansion of the firm’s footprint, both in terms of geographic reach and the depth and breadth of solution offerings for clients all around the globe.

Prior to his arrival at First Data, Charron spent 14 years at Chase Paymentech, the global payment processing business of JPMorgan Chase & Co. He joined that company in 2000, taking on roles of increasing responsibility, culminating in his appointment as president in 2013. Prior to Paymentech, Charron was a managing partner at US Web-CKS, a global internet consultancy, and served in multiple executive roles at Total System Services (TSYS), a credit card processor, merchant acquirer and bank credit card issuer.

As an industry leader, Charron serves on the Board of Directors of the Electronic Transactions Association (ETA), an international trade association that influences, monitors and helps shape the payments industry. He also has served as Chairman of the Board of Merchantlink, a company that offers cloud-based payment gateway and data security solutions to hotels, restaurants and retailers.

Charron is a graduate of the United States Military Academy at West Point. After his military service, Charron received a master’s degree in business administration from the J. Mack Robinson College of Business at Georgia State University.

Bill Ready, SVP, Global Head Product & Engineering, PayPal

WEDNESDAY, APRIL 20 | 8:15am – 10:00am

Bill Ready brings to PayPal in-depth knowledge of both the payments and technology space, having built and grown multiple cutting edge payments companies. As PayPal’s Global Head of Product & Engineering, Bill is responsible for PayPal’s checkout experiences, Braintree, Venmo and building out an end-to-end platform designed for the future of commerce, across in-store, online and mobile channels.

Bill came to PayPal with the acquisition of Braintree in 2013, where, as CEO, he and his team fueled the mobile commerce revolution by building one of the most innovative and influential startups in the payments industry. With its emphasis on mobile-first experiences, elegant tools for developers, and incredible customer support, Braintree developed industry-leading payment solutions that power many of the world’s most disruptive businesses, including Uber, Airbnb, Houzz and HotelTonight. Prior to Braintree, Bill was executive in residence at Accel Partners, a leading Silicon Valley venture capital and growth equity firm. A veteran of the payments industry, Bill served as president of iPay Technologies beginning in 2008, guiding the company through a period of rapid revenue and earnings growth, and its sale to Jack Henry & Associates for $300 million in 2010. He also worked as a strategy consultant for McKinsey & Company, where he advised leading financial technology companies, and was an early engineer at two other successful start-ups: emphesys (merged with Humana in 2001) and Netzee (IPO November 1999).

Bill holds an MBA from Harvard Business School where he was an honors recipient and a bachelor’s degree in information systems and finance from the University of Louisville.

Paul Galant, Chief Executive Officer, Verifone

THURSDAY, APRIL 21 | 8:30am – 9:30am

Paul Galant is Chief Executive Officer of Verifone and a member of the company’s Board of Directors.

Prior to joining Verifone, Paul served as the CEO of Citigroup Inc.’s Enterprise Payments business since 2010. In this role, he developed innovative digital payments services for Citi’s institutional and government clients, enabling them to expand into growth markets and helping them to meet their consumers’ current and future needs for secure mobile payments and commerce.

Before that, from 2009, Paul served as CEO of Citi Cards, heading Citigroup’s North American and International Consumer Credit Cards business during a period of dramatic change in the industry and positioned it for growth. Citi’s global credit card business is a market leader and provides credit and payments instruments for consumers and institutions in 50 countries across six continents.

Earlier, from 2007, Paul was CEO of Citi Transaction Services, establishing the business as a core growth engine for Citi and expanding it into new product lines and markets serving Citi’s largest institutional and government clients. Transaction Services, a division of Citi’s Institutional Clients Group, is one of Citi’s publicly reported business lines, offering award winning and industry leading Treasury and Trade Solutions, and Securities and Fund Services capabilities to corporations, financial institutions, governments, and investment advisors in 100+ countries.

Previously, he was the Global Head of the Cash Management business, one of the largest processors of payments globally, covering all geographic regions including North America, Latin America, Europe, the Middle East, Africa and Asia Pacific. Under Paul’s leadership the Cash Management business experienced record growth and a significant improvement in its operating performance. It was also recognized for innovation and excellence by many publications including Euromoney, The Banker, and Global Finance.

Before this, Paul was Global Head of eCommerce and Market Data Strategy for Citi Corporate and Investment Banking. Paul and his team set strategic direction and executed eCommerce initiatives, set market data strategy, and developed global agreements.

Previous positions before joining Citi were with Donaldson, Lufkin and Jenrette as Global Head of eCommerce and Head of Financial Engineering within Debt Capital Markets; with both Smith Barney and Credit Suisse heading Financial Engineering Divisions; and as President and Founder of BTP Information Services, Inc.

Paul holds a B.S. from Cornell University where he graduated a Phillip Merrill Scholar. He has served as Chairman of the NY Federal Reserve Bank Payments Risk Committee, Chairman of The Clearing House Secure Digital Payments LLC, and is an Executive Member on the NY Weill Cornell Medical Center Council. He was featured in Institutional Investor’s “Online 40” (2010, 2008), Crain’s New York Business as a member of its “40 Under 40” (2006), Global Finance as a member of their “Who’s Who in Treasury and Cash Management” (2006) and by CNBC as a “Young Gun” in its “Five Under 40” profile (2006).

David W. Nelms, Chairman and Chief Executive Officer, Discover

THURSDAY, APRIL 21 | 8:30am – 9:30am

David W. Nelms is Chairman of the Board of Directors and Chief Executive Officer of Discover. He is responsible for all Discover-branded financial services, including credit cards, student loans, personal loans, home equity loans, mortgages, CDs, money market accounts, and checking accounts. He is also responsible for the Discover Network, a comprehensive payments network that supports multiple card products, issuers and processors; PULSE, one of the nation’s leading PIN debit networks; and Diners Club International, a global payments network. In addition, Mr. Nelms serves as Chairman of Discover Bank, the issuing bank for the Discover card brands.

Before his appointment at Discover in September 1998, Mr. Nelms served as a Vice Chairman of MBNA America Bank. Prior to that, he held management positions at Progressive Insurance, General Electric Company, and Bain & Company Consulting.

Mr. Nelms holds a bachelor’s degree in mechanical engineering from the University of Florida and an MBA from the Harvard Business School. In addition to his responsibilities with Discover, he is a member of the boards of directors of CDW Corporation, the Federal Reserve Bank of Chicago, and The Executives’ Club of Chicago. Mr. Nelms is also Chairman of the Board of Directors of Junior Achievement of Chicago, a board member of the Financial Services Roundtable, and a member of the Civic Committee of The Commercial Club of Chicago.